|CHAPTER 4:||Financial Assistance Programs|
|Topic 4||Medicare and You|
Medicare & You Program
Medicare is a health insurance program for:
- People 65 years of age and older.
- Some people with disabilities under 65 years of age.
- People with permanent kidney failure requiring dialysis or a transplant.
Medicare Has Two Parts
Part A - Hospital:
Helps Pay For: Inpatient hospital care, critical access hospitals, skilled nursing facility care, hospice care and some home health care.
Part A - Costs:
Most people do not have to pay for Part A and will get Part A automatically.
People who have already applied for social security benefits get Medicare automatically when they turn age 65.
Enrollment is not automatic for people who are still working and have not signed up for Social Security by age 65.
Those individuals need to contact the Social Security Administration to enroll.
Part B- Medical:
Helps Pay For: Doctor's services, outpatient hospital care, some other medical services that Part A does not cover, services and supplies are covered when medically necessary.
Part B- Costs:
Requires you to pay premiums. Contact the Social Security office for premium costs and/or information on eligibility to qualify for state help in paying for Part B premiums.